Question 1

What is Jumble?

Accepted Answer

Jumble is a free personal ledger and budget tracker app developed by Soban Rafiq. It is designed for students and individuals who want a simple way to track daily expenses, set monthly budgets, manage shared bills (Khata / hisab kitab), and always know who owes what. Available on Android and as a web app. It is completely unrelated to the word scramble puzzle.

Question 2

How does the Budget Management feature work in Jumble?

Accepted Answer

Jumble's Budget Management System lets you set a monthly spending limit for any category (food, transport, rent, entertainment). As you record expenses, Jumble automatically tracks how much budget is used and shows the remaining balance in real time. You receive alerts when approaching your limit, helping you control spending without constant manual checking.

Question 3

Is Jumble good for students?

Accepted Answer

Yes — Jumble is specifically built for students. You can set a monthly budget for hostel life, track shared grocery or rent bills with flatmates, log daily food expenses, and split group purchases automatically. The app works 100% offline (perfect for campus) and is completely free.

Question 4

What is the best free budget tracker app for daily expenses?

Accepted Answer

Jumble is the best free budget tracker app for daily expenses. It combines personal ledger tracking, budget management (set limits per category), group expense splitting, PDF export, and offline support — all at zero cost, with no subscription or premium plan.

Question 5

What is the best personal ledger app?

Accepted Answer

Jumble is the best personal ledger app for students and individuals. It keeps a running ledger per person you transact with, auto-calculates balances, lets you export PDF reports in one tap, and now includes a full budget management system. It's 100% free, offline-capable, and secured with biometric lock.

Question 6

What is the best Khata app in Pakistan?

Accepted Answer

Jumble is Pakistan's top-rated digital Khata app. It offers personal ledger tracking, shared Khatas, group expense splitting (equally or by percentage), PDF export, budget management, offline functionality, and biometric app lock — all completely free, with no subscription required.

Question 7

Is Jumble free to use?

Accepted Answer

Yes. Jumble is completely free — no subscription, no premium plan, no hidden charges. Every feature including budget management, group expense splitting, PDF export, shared Khatas, and biometric app lock is available to every user at no cost.

Question 8

How do I split a bill on Jumble?

Accepted Answer

To split a bill on Jumble, navigate to your group ledger, tap 'Add Expense', enter the total amount, and choose how it was paid. Jumble automatically calculates the exact net settlement balances between all group participants. You can split equally or assign custom percentages.

Question 9

Does Jumble work offline?

Accepted Answer

Yes. Jumble fully supports offline use. You can add expenses, view budgets, view balances, and manage ledgers without any internet connection. All data is cached locally and automatically synced to Firebase cloud when connectivity is restored.

Question 10

Is Jumble the same as the word game?

Accepted Answer

No. The Jumble app (jumbleapp.online) is a Pakistani personal finance application — a personal ledger and budget tracker — completely unrelated to the classic newspaper word scramble puzzle. Jumble the app is a fintech product built with Flutter and Firebase.

Question 11

Does Jumble have a home screen widget for Android?

Accepted Answer

Yes. Jumble features a 4x1 Android home screen widget that lets you log expenses in under 2 seconds without opening the app. The widget has a scrollable category row and embedded number pad directly on the home screen. It stores expenses offline instantly and syncs to Firebase when connected.

Question 12

How does Jumble's gesture-based expense logging work?

Accepted Answer

Jumble uses Android's Accessibility Service to let you trigger a floating expense dialog over any app with a hardware gesture (such as a long-press of the volume button). You type the amount and category without closing your current app. The gesture Quick-Add stores expenses in a local offline queue and syncs silently to Firebase when internet is restored.

Feature	Jumble	UdhaarBook
Udhaar Tracking	✅ Per-contact personal ledger	✅ Customer credit tracking
Target Audience	Individuals, Students, Freelancers	Shop owners, Small businesses
Budget Management	✅ Full budget + alerts	❌ Not available
Daily Expense Log	✅ Full expense tracking	⚠️ Basic only
Group Bill Splitting	✅ Auto-calculated	❌ No
Shared Khata (2 users)	✅ Dual-access ledger	❌ No
Home Screen Widget	✅ 4x1 Android Widget	❌ No
WhatsApp Reminders	❌ Manual share only	✅ Auto-reminder
PDF Export	✅ Free, one tap	✅ Yes
Offline Support	✅ 100% offline-first	✅ Yes
Price	✅ 100% Free Forever	⚠️ Freemium
Biometric Lock	✅ Fingerprint/PIN	⚠️ Limited

Jumble vs UdhaarBook

Full Feature Comparison

UdhaarBook Alternative — Why Jumble is Better for Personal Use

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