Jumble is a free personal ledger and budget tracker app developed by Soban Rafiq. It is designed for students and individuals who want a simple way to track daily expenses, set monthly budgets, manage shared bills (Khata / hisab kitab), and always know who owes what. Available on Android and as a web app. It is completely unrelated to the word scramble puzzle.

How does the Budget Management feature work in Jumble?

Jumble's Budget Management System lets you set a monthly spending limit for any category (food, transport, rent, entertainment). As you record expenses, Jumble automatically tracks how much budget is used and shows the remaining balance in real time. You receive alerts when approaching your limit, helping you control spending without constant manual checking.

Is Jumble good for students?

Yes — Jumble is specifically built for students. You can set a monthly budget for hostel life, track shared grocery or rent bills with flatmates, log daily food expenses, and split group purchases automatically. The app works 100% offline (perfect for campus) and is completely free.

What is the best free budget tracker app for daily expenses?

Jumble is the best free budget tracker app for daily expenses. It combines personal ledger tracking, budget management (set limits per category), group expense splitting, PDF export, and offline support — all at zero cost, with no subscription or premium plan.

What is the best personal ledger app?

Jumble is the best personal ledger app for students and individuals. It keeps a running ledger per person you transact with, auto-calculates balances, lets you export PDF reports in one tap, and now includes a full budget management system. It's 100% free, offline-capable, and secured with biometric lock.

What is the best Khata app in Pakistan?

Jumble is Pakistan's top-rated digital Khata app. It offers personal ledger tracking, shared Khatas, group expense splitting (equally or by percentage), PDF export, budget management, offline functionality, and biometric app lock — all completely free, with no subscription required.

Is Jumble free to use?

Yes. Jumble is completely free — no subscription, no premium plan, no hidden charges. Every feature including budget management, group expense splitting, PDF export, shared Khatas, and biometric app lock is available to every user at no cost.

How do I split a bill on Jumble?

To split a bill on Jumble, navigate to your group ledger, tap 'Add Expense', enter the total amount, and choose how it was paid. Jumble automatically calculates the exact net settlement balances between all group participants. You can split equally or assign custom percentages.

Does Jumble work offline?

Yes. Jumble fully supports offline use. You can add expenses, view budgets, view balances, and manage ledgers without any internet connection. All data is cached locally and automatically synced to Firebase cloud when connectivity is restored.

Is Jumble the same as the word game?

No. The Jumble app (jumbleapp.online) is a Pakistani personal finance application — a personal ledger and budget tracker — completely unrelated to the classic newspaper word scramble puzzle. Jumble the app is a fintech product built with Flutter and Firebase.

Does Jumble have a home screen widget for Android?

Yes. Jumble features a 4x1 Android home screen widget that lets you log expenses in under 2 seconds without opening the app. The widget has a scrollable category row and embedded number pad directly on the home screen. It stores expenses offline instantly and syncs to Firebase when connected.

How does Jumble's gesture-based expense logging work?

Jumble uses Android's Accessibility Service to let you trigger a floating expense dialog over any app with a hardware gesture (such as a long-press of the volume button). You type the amount and category without closing your current app. The gesture Quick-Add stores expenses in a local offline queue and syncs silently to Firebase when internet is restored.

100% FREE — No Subscription

Free Ledger App
Pakistan

Jumble — Pakistan's best free ledger app. Personal ledger, udhaar tracking, budget management, and PDF export — all completely free.

Muft ledger app — koi subscription nahi, koi premium nahi.

Download Free Ledger App Use Web App

100% free. Bilkul muft. Hamesha ke liye.

Everything is Free — No Hidden Fees

Jumble mein sab kuch free hai — koi feature paid nahi.

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Personal Ledger per Contact

Har Banda Alag Ledger — Free

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Monthly Budget Management

Monthly Budget — Free

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Group Bill Splitting

Group Bill Split — Free

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PDF Statement Export

PDF Export — Free

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Offline-First Architecture

Offline Kaam Karta Hai — Free

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Home Screen Widget

4x1 Widget — Free

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Biometric App Lock

Fingerprint Lock — Free

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Cloud Backup & Sync

Cloud Backup — Free

Why is Jumble Free? / Jumble Free Kyun Hai?

Jumble was built by Soban Rafiq as a tool for Pakistani students and individuals who needed a simple, reliable personal finance app — without being charged for it.

The belief is simple: personal financial tracking is a basic need, not a luxury. Every feature — budgeting, ledger management, bill splitting, PDF export — is free because money management should be accessible to everyone in Pakistan, from students to shopkeepers.