Track Udhaar (Credit/Debit)
Maintain infinite personal Khatas. Always know exactly who owes you and who you owe.
The Jumble App
Not the word puzzle. The digital Khata. Jumble is Pakistan's free financial ledger app — built for tracking udhaar, splitting group expenses, and replacing paper hisab kitab forever.
What is the Jumble App?
Jumble (available at jumbleapp.online) is a free digital ledger and Khata management application developed by Soban Rafiq in Pakistan. It is designed for individuals, flatmates, freelancers, and small businesses who want to replace their paper notebooks with a fast, cloud-synced alternative.
When Pakistanis search for "Jumble App", they are looking for this — a fintech tool, not a word scramble game. Jumble the app lets you track who owes you money, split shared expenses across groups, and export a full PDF ledger report with a single tap.
Split Group Expenses
Create groups for trips or flatmates. Jumble auto-calculates net settlement balances equally or by percentage.
Export PDF Reports
Generate a beautifully formatted A4 PDF of your complete Khata ledger in one tap.
Works Offline
No Wi-Fi? No problem. Record entries offline and sync when internet returns.
Firebase Cloud Sync
Your Khata is backed up and accessible across your Android phone and Web browser in real-time.
100% Free Forever
No subscriptions, no premium tiers, no ads. Every feature is free for every user.