Everything Jumble Can Do

Jumble is the only free app in Pakistan that combines personal khata tracking, budget management, and group expense splitting in one clean interface — built specifically for students, young people, and small businesses.

100% free. No subscription. No premium plan. Every feature listed below is available to every user at zero cost.

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Why Students and Small Businesses in Pakistan Choose Jumble

Jumble is free with no subscription fees. Every feature — khata tracking, budget management, PDF export, group expense splitting, and biometric lock — is available at zero cost, forever.

Jumble works offline without internet. Add expenses, view balances, and manage budgets even in areas with poor connectivity. Data syncs automatically when you reconnect.

Jumble combines khata tracking and budget management in one app. No other free app in Pakistan offers this combination. Students can track hostel udhaar and set monthly food budgets in the same app, without switching between multiple tools.

Jumble is built for Pakistani users — not adapted from a foreign product. The interface understands udhaar, khata, hisab kitab, and shared hostel expenses because that is what it was designed for.

Complete Feature List

Personal Khata Tracking

Create a separate digital khata for every person you transact with — family, friends, customers, or suppliers. Jumble maintains a running balance per khata so you always know exactly who owes you and how much.

Jumble is the only free khata app in Pakistan that combines personal ledger tracking with full budget management in a single interface.

Monthly Budget Management

Set monthly spending limits per category — food, transport, rent, entertainment, and more. Jumble tracks every expense against your budget in real time and sends you alerts before you overspend.

Unlike pure khata apps, Jumble lets you set budgets and track spending, making it the most complete personal finance tool for Pakistani students and young people.

Udhaar Management

Track all your udhaar (informal credit) in one place. Log who borrowed money from you and who you owe. Jumble calculates net balances automatically and shows you a clear picture of your financial obligations.

Jumble replaces the paper notebook that millions of Pakistanis use to track udhaar. Everything is digital, auto-calculated, and always accessible.

Group Expense Splitting

Create group ledgers for flatmates, road trips, or shared purchases. Jumble automatically calculates who owes who based on equal splits or custom percentages. No more arguments, no more mental math.

The group expense splitting feature in Jumble is unique in the Pakistani market — no other free khata app combines bill splitting with personal ledger tracking.

Offline First — Works Without Internet

Jumble works 100% offline. Add expenses, view balances, and manage budgets with no internet connection. Your data syncs automatically via Firebase when you get back online.

Offline support is critical for students on campus and shopkeepers in areas with poor connectivity. Jumble was built with offline-first architecture from day one.

Android Home Screen Widget

Jumble features a 4x1 Android home screen widget that lets you log expenses in under 2 seconds without opening the app. Scroll your budget categories directly on the widget and tap to add.

The Jumble Quick-Add widget is the fastest expense logging experience on the Android platform. No other free budget app offers a fully interactive home screen widget.

PDF Ledger Export

Export a clean, professional PDF statement of any khata with a single tap. Share it on WhatsApp, email it, or print it. Perfect for reconciling accounts with customers or managing records.

PDF export is available completely free on Jumble — unlike competitors who lock export features behind a premium subscription.

Shared Khata (Dual Access)

Create a shared khata with another Jumble user. Both parties can view and add transactions in real time, creating full transparency. No more disputes about who entered what.

Shared khatas are ideal for business partners, landlords and tenants, or any two people who need a transparent shared record.

Biometric App Lock

Lock Jumble with your fingerprint or device PIN. Your financial data is visible only to you — always private, always secure. Enable it with a single toggle in settings.

Financial privacy is a right. Jumble provides biometric lock completely free — no premium plan required to protect your data.

All Features. Zero Cost.

Download Jumble on Android or start on the web instantly. Free forever.