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4x1 Home Screen Widget
Place the Jumble Quick-Add widget right next to your most used apps. Scroll through your budget categories and input expenses directly from your Android home screen in under 2 seconds.
Pakistan's Free Khata
& Budget App.
Jumble is a free khata and budget app for Pakistan — built for students, young people, and small businesses who want to track udhaar, manage expenses, and stay on budget without complex accounting software.
Set monthly budgets, track every expense, manage shared bills, and always know where your money goes. Used by over 1,200+ active users and rated 4.9/5 stars on Google Play.
Start Tracking FreeFree forever. No credit card required.
Lightning Fast
Log Expenses in One Tap.
Most budgeting habits fail because opening apps takes too long. Jumble's new Home Screen Widget and Gesture Controls let you add expenses without even opening the app.
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Gesture & Accessibility
Using Android's native accessibility shortcuts, trigger a floating Quick-Add dialog over any app. Paid for an Uber? Swipe up from the bottom edge and log it without switching tabs.
New Feature
Budget Management — Take Control of Your Spending
Jumble's new Budget Management System lets you set monthly spending limits, track expenses against your budget in real time, and get instant alerts before you overspend.
Set Monthly Budgets
Create custom budget limits for categories like food, transport, rent, and entertainment. Jumble tracks your actual spending against each budget automatically.
Real-Time Spending Tracking
See exactly how much of your budget you've used at any moment. Clean progress bars show your spending at a glance — no mental math, no surprises.
Instant Overspend Alerts
Receive warnings the moment you approach or exceed a budget limit. Stay disciplined with your spending without constantly checking your wallet.
Try Budget Tracking Free
No subscription. No credit card. Free forever.
What is Jumble?
Jumble is a free personal ledger and budget tracker application developed by Soban Rafiq. It is designed for students, individuals, flatmates, freelancers, and light small-business use — anyone who wants to manage money simply without heavy accounting software.
Unlike complex accounting tools, Jumble focuses on what matters: tracking who owes what, how much you've spent, and whether you're on budget. Available on Android (Google Play) and as a Progressive Web App — works offline, syncs instantly via Firebase.
Budget TrackerPersonal LedgerExpense TrackerDigital KhataShared KhataBill SplitterPDF ExportOffline Support
For Students
The Best Budget & Expense Tracker for Students
Managing money as a student is tough — hostel rent, groceries, tuition, and shared bills pile up fast. Jumble is the simplest personal finance app for students that lets you:
- Set a monthly student budget and track every rupee spent
- Split hostel bills with flatmates automatically — no arguments
- Track udhaar (who owes you, who you owe) in real time
- Works offline — add expenses even without internet on campus
Student Monthly Budget Example
Hostel RentRs 8,000 / 8,000
Food & GroceriesRs 4,200 / 6,000
TransportRs 850 / 1,500
StationeryRs 300 / 1,000
Dashboard like this, updated in real time on your phone
For Personal Use
Your Personal Finance, Finally under Control
Whether you're an individual managing daily expenses or tracking small business income, Jumble gives you a clean, simple personal ledger without the complexity of accounting software.
Daily Expense Log
Add every transaction in seconds. Jumble keeps a running balance so you always know exactly how much you have left this month.
Personal Ledger per Person
Create a separate ledger for every person you transact with — family, clients, shopkeepers. No mixing, no confusion.
PDF Statement Export
Export a professional PDF statement of any ledger with one tap. Share it on WhatsApp, email, or print it for records.
Everything You Need. Nothing You Don't.
Jumble packs powerful personal finance features into the simplest possible interface — no accounting knowledge required.
Budget Management
Set monthly budgets per category and track spending in real time. Get alerts before you overspend. The new way to control your money.
Global Balance Dashboard
Instantly see your total receivables and payables across all ledgers on one unified dashboard. Always know your net position.
Home Screen Widget
Log expenses instantly from your Android home screen. No need to open the app. Our Quick-Add widget changes everything.
Gesture Controls
Trigger an overlay expense input dialog over any app using native Android accessibility gestures. Ultimate friction removal.
Group Expense Splitting
Create group ledgers for flatmates or trips. Jumble auto-calculates complex split bills — equally or by custom percentage.
PDF Ledger Export
Export a clean A4 PDF report of any ledger in one tap. Perfect for sharing with family, clients, or keeping personal records.
Offline-First App
Jumble works 100% offline. Add transactions, view balances, and manage budgets without internet. Syncs automatically when you reconnect.
Shared Khata (Dual Access)
Create a shared ledger with any Jumble user. Both parties see and add transactions in real time — transparent, mutual, dispute-free.
Biometric App Lock
Lock Jumble with your device's fingerprint or PIN. Your financial data is visible only to you — always private and secure.
Free — Always
Jumble is completely free — no subscription, no premium tier, no hidden charges. Budget management, group splits, PDF export — all free.
Digital Ledger App vs. Paper Notebook
Why thousands are switching from paper Khata to Jumble's smart digital ledger.
| Feature | Jumble App | Paper Notebook |
|---|---|---|
| Budget Tracking | Yes — set & track budgets | Manual, error-prone |
| Auto Calculations | Instant, zero errors | Manual math mistakes |
| Access Anywhere | Cloud sync (web + mobile) | One physical copy |
| Offline Support | 100% offline capable | Works offline |
| PDF Export | One-tap report | Must photocopy/scan |
| Group Splitting | Auto-calculated splits | Manually divided |
| Security | Biometric lock + Firebase | Anyone can read it |
| Cost | 100% Free | Cheap paper cost |
Get Jumble Free — Android & Web
Download the Jumble budget tracker from Google Play or use the web app instantly — no installation required.
100%
Free — Always
Budgets
Set & Tracked in App
Offline
First Architecture
4.9★
Rated on Google Play
How Jumble Works
Start tracking expenses and budgets in under 60 seconds. No accounting knowledge needed.
Create Your Ledger or Set a Budget
Tap "New Khata" to create a personal ledger per person or tap "Budget" to set a monthly spending limit by category. Done in 10 seconds.
Add Expenses Instantly
Record every transaction with a description. Jumble auto-calculates your running balance and shows how much budget you have left — zero math needed.
Export & Share Anytime
Export a clean PDF of your complete ledger or spending report. Share it via WhatsApp, email, or print it. Your records, your way.
Loved by Students & Individuals Across Pakistan
From university students and freelancers to shopkeepers and small businesses.
“The new budget feature is a game changer. I set my monthly food budget and Jumble tells me exactly when I'm close to going over. As a student this has saved me so many times.”
“Finally a Khata app that actually works offline. I run a small grocery shop and Jumble replaced my entire paper register. No more calculation mistakes with customers. Best 100% free app.”
“As a freelancer I track every client payment in a separate Jumble ledger and export a PDF statement in one tap. My clients are impressed. This app is a complete personal finance solution.”
Frequently Asked Questions
Everything you need to know about Jumble — the simplest personal ledger and budget tracker app.
What is Jumble?
Jumble is a free personal ledger and budget tracker app developed by Soban Rafiq. It is designed primarily for students and individuals who want a simple, fast way to track daily expenses, set monthly budgets, manage shared bills, and always know who owes what. Available on Android and as a web app. It is completely unrelated to the word game of the same name.
How does the Budget Management feature work?
Jumble's Budget Management System lets you set a monthly spending limit for any category (food, transport, rent, etc.). As you record expenses, Jumble automatically tracks how much of your budget you've used and shows the remaining balance in real time. You receive alerts when approaching or exceeding your limit, helping you stay on track effortlessly.
Is Jumble good for students?
Yes — Jumble is specifically built for students. You can set a monthly budget for hostel life, track shared grocery or rent bills with flatmates, log daily food expenses, and split group purchases automatically. The app works offline (perfect for campus use) and is 100% free — no premium plan needed.
What is the best free budget tracker app?
Jumble is the best free budget tracker app for students and individuals. It combines personal ledger tracking, budget management, group expense splitting, PDF export, and offline support — all at zero cost, with no subscription or premium plan required.
What is the best Khata app in Pakistan?
Jumble is Pakistan's top-rated digital Khata app. It offers personal ledger tracking, shared Khatas, group expense splitting (equally or by percentage), PDF export, budget management, offline functionality, and biometric app lock — all completely free.
Is Jumble free to use?
Yes. Jumble is completely free — no subscription, no premium plan, no hidden charges. Every feature including budget management, group expense splitting, PDF export, shared Khatas, and biometric app lock is available to every user at no cost.
Does Jumble work offline?
Yes. Jumble fully supports offline use. You can add expenses, view budgets, view Khata balances, and manage ledgers without any internet connection. All data is cached locally on your device and automatically synced to Firebase cloud when connectivity is restored.
How do I split a bill on Jumble?
To split a bill on Jumble, navigate to your group ledger, tap Add Expense, enter the total amount, and choose how it was paid. Jumble automatically calculates the exact net settlement balances — who owes whom — between all group participants. You can split equally or assign custom percentages.
Ready to Take Control of Your Finances?
Join 1,200+ users who have replaced their paper notebooks with Jumble's smart personal ledger and budget tracker. Free. Forever.