Budget App for Farmers Pakistan — Kisan Ka Digital Hisab

پاکستان کی 40% سے زیادہ آبادی کا روزگار زراعت سے ہے — لیکن حساب کتاب ابھی بھی کاغذ پر ہے۔

Pakistan is an agricultural nation. Wheat, rice, cotton, sugarcane, mango, citrus, and vegetables feed the country and generate export revenue. But most small farmers have no systematic way to track their costs and income.

Seasonal Agricultural Financial Cycles

Wheat Crop (Rabi)

October-November (Sowing Season)

• Seeds: Rs 5,000-15,000 per acre
• Fertilizer (DAP, Urea): Rs 8,000-12,000 per acre
• Land preparation: Rs 3,000-6,000 per acre

March-April (Harvest Season)

• Harvesting machinery: Rs 2,000-4,000 per acre
• Threshing: Rs 1,000-2,000 per acre
• Transportation to market: Rs 500-1,000 per acre

Yield & Income

• Yield: 35-50 maunds per acre
• Price: Rs 1,500-2,000 per maund
• Revenue: Rs 52,500-100,000 per acre

How Jumble Tracks a Season

1. Create "Wheat Crop 2025" ledger
2. Log each input cost as expense
3. Log advance from commission agent as income
4. Log final crop sale as income
5. Balance shows net seasonal profit/loss

Supplier Udhaar (Agricultural Credit)

Farmers often buy inputs on credit from mandi merchants:

• Fertilizer: Bought in September, paid after harvest
• Pesticides: On credit throughout season

Jumble ledger per agricultural supplier:

• "Ahmad Fertilizer — Rs 25,000 credit"
• "Ahmad Fertilizer — Rs 25,000 paid at harvest"

FAQs

Q: Kisan apna fasal ka hisab kaise rakhe? A: Jumble mein ek ledger per fasal banao. Aamdan (fasal ki qeemat) aur kharcha (beej, khad, paani, machine) log karo. Balance dikhata hai net fayda ya nuqsan.

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